Maximize Your Insurance Savings with Home Phototherapy Before Year-End

Healthcare provider reviewing insurance document with patient.

At Daavlin, we see a unique trend every fall known as “The End of the Year Home Phototherapy Rush.” As the year draws to a close, many patients have already met their annual insurance deductible, and with colder, drier air, skin conditions like psoriasis and eczema tend to flare up. This combination creates a surge in demand for home phototherapy units.

Our Home Phototherapy Department collaborates closely with management, production, purchasing, and logistics to prepare for this busy season. Planning starts months in advance to ensure we meet the needs of every patient. 

Have You Considered Home Phototherapy? Here’s How to Maximize Your Insurance Benefits: 

  1. Check Your Deductible Status: Unsure about your deductible? Call the member services number on the back of your insurance card. Ask if your deductible has been met and when it resets. While most health plans reset on January 1, some may have different schedules. 

  2. Act Quickly If Your Deductible Resets Soon: If your deductible resets on January 1st and you’ve met it, start the process now. Request a prescription from your provider, and let Daavlin handle the prior authorization process. This ensures there’s enough time to complete your purchase before the year ends.  

    • Looking for a great dermatology practice that offers phototherapy or prescribes home units? We’ve compiled a list of dermatology practices across the country. Click here to find a practice near you.  

  3. Understand Insurance Requirements: Most insurance companies require a prior authorization request, which can take up to 30 days for review. Don’t delay your order, as it may not be approved in time if you wait too long. 

  4. Utilize Flex Spending or Health Savings Accounts: If you have a Flexible Spending Account (FSA) or Health Savings Account (HSA) with funds available, remember that a home phototherapy unit qualifies as a healthcare expense. 

If you’re considering home phototherapy and want to maximize your insurance benefits before the year ends, contact us today. Our expert team at Daavlin can help you navigate the process, from obtaining a prescription to managing the prior authorization with your insurance provider. Don’t miss out on potential savings—reach out now to ensure you’re ready to start your home phototherapy treatment as soon as possible.